John Miceli

Photo by Anna Shvets on Pexels

About

Clovered is an independent property insurance agency based in Florida. It's a subsidiary of Universal Insurance Holdings, a publicly traded firm and owner of Universal Property & Casualty, Florida's largest private home insurance company.

I've been a content writer at Clovered since 2020. For the Clovered brand, I usually write informational content with SEO in mind to drive organic traffic and ultimately attempt to bind policies online with our agency.

Visit clovered.com

Sample Articles

Explore a featured selection of my work for Clovered below. In 2023, I was responsible for seven of the top ten ranking articles on the site. They accumulated over 97,800 clicks combined while we grew our organic traffic by about 60% from the year before.

This is a small sample of my contributions to the site, which currently features over 700 pieces of informational insurance content, about 350 of which I was happy to write or edit.

Clovered.com •

Homeowners Insurance in Palmetto Bay, Florida

in homeowners insurance financially protects the structure and components of your home, such as the roof, walls, floor, patios, foundation, wiring, plumbing, and more. guards the features on your property not attached to your main house, including fences, sheds, carports, detached garages, gazebos, and more. covers your belongings in and around your house, such as electronics, clothing, furniture, tools, art, jewelry, small appliances, and more. helps pay for living expenses you’d incur if you’r
Clovered.com •

Why Is My Insurance Company Taking Pictures of My House?

Sometimes, your insurance company will need to take pictures of your house to confirm your property’s expected condition. They want to make sure your property is free of hazards and other things that can affect your insurance. Or, if you’ve filed a claim for home damage, an adjuster may take pictures as part of the claims process

Before they send an adjuster, your carrier generally has to notify you ahead of time that they’re sending someone to your property, such as 48 hours beforehand, for in
Clovered.com •

Crucial Home Construction Types for Insurance Purposes

However, the increased cost of building with brick may mean that you need a higher level of coverage for your home. You should cover your home for its replacement cost, meaning the amount you’d need to rebuild it if it was destroyed entirely. The replacement cost of a brick home may be higher than a frame home since the materials and labor cost more.

It’s also important to know that there’s one major exception to insurance savings for brick homes: earthquake-prone areas. Since bricks (or concre
Clovered.com •

Do You Need Insurance if You Have a License but No Car?

Car insurance is required by law. But, you don’t necessarily need a car to drive – all you need is a license. What if you have a license but no car, do you still need coverage? How would you get it if you do? Let’s go over when you need car insurance when you don’t have a car, and how much it might cost you.

You’re not required to have insurance if you have a license but no car, but it depends on how often you drive other people’s vehicles. If you’re borrowing cars on occasion, you should be co
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Do Both Spouses Need to Be on Homeowners Insurance?

Sure, you have to decide how to split the living expenses and utilities, but what about the insurance coverage? It might seem like an afterthought, but if you’re moving in with someone, having the right insurance is an important step in making sure you’re protected from damages, loss, or theft. This is where our input can help you. Here’s everything you need to know about listing spouses or partners on your homeowners insurance.

I conduct the appropriate keyword research and manage the scheduling of the articles on the site. My role requires me to contribute to other written copy for Clovered, too, including email campaigns, ad landing pages, and more. I also edit other writers' and departments' copy as needed.

“You can make anything by writing.”

C. S. Lewis